DIY Pools and Spas

Pool Cost Calculator

Build your dream pool below and see exactly how much you save going DIY vs. hiring a pool company — including financing.

Interest Rate12%
5%18%
Loan Term20 yrs
5 yrs30 yrs
Your DIY Cost
Pool Company Cost
Industry average (+30% markup)
Min. Pool Savings
Min. Interest Savings
Min. Lifetime Savings
DIY Monthly
/month
Company Monthly
/month
You Save
/month
💡 The Hidden Cost of Hiring a Pool Company
⚠️ IMPORTANT — PLEASE READ
All prices shown are HIGH-END estimates based on industry averages and are not guaranteed. Actual costs vary based on your location, subcontractor pricing, project scope, soil conditions, and permitting requirements. Remote areas may have increased costs.
Savings shown are minimum estimates. Pool company markup of 30% represents the low end — many companies charge significantly more. Your actual savings will likely be higher. Financing calculations are for illustration purposes only and do not represent a loan offer.